Fuel prices higher squeeze hit home personally siphoning many extra dollars out of the American consumer. At the same time, housing prices have declined so that 20% of homeowners are insolvent since their homes are worth less than their mortgages.

Because of failed Congressional policies these past 20 years, the deficit checks are coming home to roost via higher foreign currencies. That means prices in Wal-Mart will be rising.

Not only in Wal-Mart but inflationary pressures are building in the cost of raw material throughout the country. Inflation should be raising its head along with politician’s band aid pandering for votes urging wage increases and increased entitlements.

Only now, good paying jobs are hard to come by. Institutions are reluctant to extend credit which is a key ingredient for economic growth.

With housing pressures, health care increases, inflationary pressures and high fuel costs, the challenge and wakeup call is hitting home.

It’s time to rally for America and bring out her best. To conserve, strive for efficient energy inventions and solid family values. To humble themselves before God and walk in a way that brings honor to their steps.

10 Reasons America's Two-Income Families Aren't What You Think
(According to Harvard Law professor and bankruptcy expert Elizabeth Warren)

1. Two-income families today make 75% more in inflation-adjusted dollars, but have less money to spend than one-income families did 30 years ago.

(editorial comment: 1out of 5 jobs is a government job whose average pay exceed average private sector pay. 30 years ago more like 1 out of 12 jobs were a government job. The government has fingers into practically every aspect of our daily lives.
There is corruption due to the size and scope. “A government big enough to give you everything you want is big enough to take away everything you have.” - Goldwater/Ford formulation

Until the hogs at the gate pandering for politicians votes end, those lobbying government will funnel money into excess extravagance. The sheer size of government needs ongoing budget cuts, departments consolidated and liquidated and lobbyists imprisoned.)

2. Two-income families today spend: 21% less on clothing, 22% less on food, and 44% less on appliances compared to one-income families a generation ago.

3. Every 15 seconds an American family files for bankruptcy.

4. This year, more kids will live through their parents' bankruptcy, than through their parents' divorce.

5. 1.6 million families will file for bankruptcy this year, 9 million more are already in credit counseling.

6. Home mortgage foreclosures are up more than three-fold over the last generation and car foreclosures have hit record levels.

7. More than 62% of families say that they worry about making ends meet.

8. The average family spends 69% more in inflation-adjusted dollars on their home mortgage than their parents spent a generation ago.

9. The average family spends 61% more on health insurance, than their parents spent a generation ago.

10. Credit card default rates are at a record high.

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1967 vs. 2007

Scenario: Jack goes quail hunting before school, pulls into school parking lot with shotgun in gun rack.
1967 - Vice principal comes over to look at Jack's shotgun. He goes to his car and gets his shotgun to show Jack .
2007 - School goes into lock down, and FBI is called. Jack is hauled off to jail and never sees his truck or gun again. Counselors called in for traumatized students and teachers.

Scenario: John ny and Mark get into a fistfight after school.
1967 - Crowd gathers. Mark wins. Johnny and Mark shake hands and end up best friends. Nobody goes to jail; nobody is arrested; nobody is expelled.
2007 - Police called. SWAT team arrives. Johnny and Mark are arrested and charged with assault Both are expelled even though Johnny started it.

Scenario: Jeffrey won't be still in class, disrupts other students.
1967 - Jeffrey sent to office and given a good paddling by the principal. He returns to class, sits still, and does not disrupt class again.
2007 - Jeffrey is diagnosed with ADD and given huge doses of ritalin. Becomes a zombie. School gets extra money from state because Jeffrey has a learning disability.

Scenario: Billy breaks a window in his neighbor's car and his Dad gives h im a whipping with his belt.
1967 - Billy is more careful next tim e, grows up normal, goes to college, and becomes a successful businessman.
2007 - Billy's dad is arrested for child abuse. Billy is placed in foster care and joins a gang. State psychologist tells Billy's sister that she remembers being abused herself, and their dad goes to prison. Billy 's mom has affair with psychologist.

Scenario: Mark gets a headache and takes some aspirin to school.
1967 - Mark shares aspirin with principal out on the smoking dock.
2007 - Police called. Mark is expelled from school for drug violations. Car is searched for drugs and weapons.

Scenario: Pedro fails high school English.
1967 - Pedro goes to summer school, passes English, goes to college.
2007 - Pedro 's cause is taken up by state. Newspaper articles appear nationally explaining that teaching English as a requirement for graduation is racist. ACLU files class action lawsuit against state school system and Pedro 's English teacher. English banned from core curriculum. Pedro is given a diploma anyway but ends up mowing lawns for a living because he cannot speak English.

Scenario: Johnny takes apart leftover firecrackers from 4th of July, puts them in a model airplane paint bottle, blows up a red ant bed.
1967 - Ants die.
2007 - Bureau of Alcohol, Tobacco and Firearms, Home and Security, and FBI called. Johnny is charged with domestic terrorism. The FBI investigates parents; siblings are removed from home; computers confiscated. Johnny 's dad goes on a terror watch list and is never allowed to fly again.

Scenario: Johnny falls while running during recess and scrapes his knee. He is found crying by his teacher, Heather . Heather hugs him to comfort him.
1967 - In a short tim e, Johnny feels better and goes on playing.
2007 - Heather is accused of being a sexual predator and loses her job. She faces three years in state prison. Johnny undergoes five years of therapy.